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Loan Products


Commercial Loans* Valley Business Bank will entertain your commercial loan request for most business purposes. We will strive to customize your loan structure to meet your lending needs. Included in the available loan categories are:
  • Revolving Lines of Credit
  • Letters of Credit
  • Short Term Commercial Notes
  • Term Loans for Equipment
  • Working Capital Loans
  • Real Estate Loans
  • Agricultural Land Loans

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*Loan Products are subject to Credit Approval


Construction Loans*  TOP Valley Business Bank will entertain your construction and development loan requests. The following lists a few of the loan categories provided by the Bank:
  • Acquisition and Development Loans
  • Lot Loans
  • Construction Loans for Residential or Commercial Use
  • Model Home Construction Loans
  • Pre-sold Residential or Construction Loans

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*Loan Products are subject to Credit Approval


Consumer Loans*  TOP Valley Business Bank is committed to making loans that benefits the lending needs of our customers. Included in our available consumer loans are:
  • Home Equity Lines of Credit
  • Automobile Loans
  • Executive Lines of Credit

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*Loan Products are subject to Credit Approval


SBA Loans*  TOP The Small Business Administration (SBA) loan programs offered through Valley Business Bank provide financing for small to mid-sized businesses. Loans are available for most business purposes or expansion needs. Repayment terms are generally longer than conventional loan programs, which can have a positive impact on your company's monthly cash flow.

SBA Loans can be used for:
  • Business Acquisition or Expansion
  • Purchase and Construction of Commercial Real Estate
  • Building Improvements
  • Inventory
  • Purchase of New/Used Equipment, Furniture, and Fixtures
  • Working Capital
  • Business Debt Refinancing (under special conditions)

I Have a Question

*Loan Products are subject to Credit Approval



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